CycleGuider may earn a little commission from affiliate links in this article. Learn more

In this article, we have picked the best gear cycles under 20000, which have multiple combinations of gears, helping you shift the gears effortlessly and maintain a cadence to enjoy a comfortable and less-strenuous ride.

Nevertheless, buying the best gear cycle is no less than a challenge because every gear cycle cannot serve all kinds of cyclists, so we are here to help.

Top 10 Gear Cycles under 20000

 1. Hercules Roadeo A75 Gear Cycle

(Best Roadeo Cycle under 20000)

If you are looking for the best roadeo cycle under 20000, then Hercules Roadeo A75 Gear Cycle is the best bet. 

The bike has competitive features providing great value for money and is designed especially for teenagers and young adults with a stylish look that grabs the attention at first sight.

Specifications

  • Brake Type: Mechanical Disc
  • Frame Material: Steel
  • Frame Size: 17 Inches
  • Suspension: Front (Fork Type)
  • Wheel Size: 26 Inches
  • Speed Rating: 21
  • Warranty: 6 Months (for Frame and Fork)

Features

Brakes
Hercules Roadeo A75 possesses dual disk brakes at a very nominal price.
These brakes allow users to stop biking instantaneously on rough urban roads and ensure a safer journey on tough terrains.

Gears
The Roadeo A75 comes with a well-designed gearing system that makes riding comfortable and easy.

It is equipped with Shimano Tourney front and rear derailleurs with Shimano EF-41 brake levers and Shimano EF-41 gear Shifters.

Construction
Men’s Roadeo A75 26T has a sturdy alloy frame equipped with a steel suspension fork, XMR 620 mm handlebars, steel pedals, and large 26” Nylon tires, which ensure durability for lifetime use for all types of commutes. The bicycle is designed to keep hard terrains in mind.

Pros

  • 85% assemble
  • It comes with a Mudguard, wire lock, and a bottle holder.
  • Equipped with dual-disk brakes for a safer ride
  • Best for hardtail and rough urban areas  
  • Suitable for beginners and young adults

Cons

  • Only front suspension.

2. Firefox Cyclone D-27.5T Mountain Gear Cycle

Here is another cool bike in your budget. Firefox Cyclone Mountain Gear Cycle is the best firefox gear cycle under 20000.

If you are looking for a bike that offers a great riding experience on mountains and hardtails as well as the city roads, then Cyclone D-27.5T is a worth-considering bike for all types of commutes.

This bike also allows power braking for safer rides because it possesses a disc braking system. Moreover, it has High-strength dual-wall rims as well as other world-class components at a very reasonable price.

Specifications

  • Brake Type: Disc
  • Frame Material: Aluminium
  • Frame Size: 19.5 Inches
  • Suspension: Front (Fork Type)
  • Rider’s Height: “5.8” to “6” feet
  • Wheel Size: 27.5 Inches
  • Handle Type: Mountain Bar
  • Speed Rating: 21
  • Warranty: 6 Months

Features

Powerful Disc Brakes
Firefox Cyclone D-2.5T gear cycle has a disc braking system with front and rear dual disc brakes for a safe and enjoyable riding experience.

Disc braking system ensures prompt stoppage in an emergency and saves you and others from accidents.

Sturdy Alloy MTB frame
Firefox Cyclone D-2.5T comes with a sturdy alloy frame, and durability and sturdiness are endorsed by the company offering a lifetime frame warranty, so if any damage occurs to the frame, Firefox takes full responsibility.

Another good news is the first free service by Firefox, which includes tuning, lubrication, air pressure checkup, etc.

Easy Installation
Cyclone D-27.5T, 21 Speed Mountain Cycle does not come fully assembled like most of the bikes, but its installation is quite easy as compared to others.
You can fix the parts in a few steps by watching the tutorials available on the internet.

Moreover, it comes with a toolkit, so you don’t need to visit the mechanic or hire a professional service to get it assembled.

Pros

  • First, free service is provided by the company.
  •  Styling and affordable gear bike.
  • Suitable for mountains as well as city cycling.
  • Easy to install.

Cons

  • There are no mudguards or gear protectors.

3. Urban Terrain UT6000 Mountain Gear Cycle

Urban terrain UT6000 is one of the Indian best-geared bicycles under 20000. This contemporary cycle is durable, comfortable, and very safe with sturdy construction, smooth gear shifters, and a strong braking system.

 It is equipped with Japanese gear-shifting technology to ensure quick brakes. It comes with a lot of unique features, including a free installation service offered by the company and an exclusive UT Outdoor technology that allows you to track your ride and analyze the riding experience on the OneFitPlus app.

Specifications

  • Brake Type: Disc
  • Frame Material: Aluminium
  • Frame Size: 17 Inches
  • Suspension: Front (Fork Type)
  • Wheel Size: 29 Inches
  • Handle Type: Mountain Bar
  • Speed Rating: 21
  • Warranty: 6 Months

Also, ReadGear cycles under 15000

Features

Japanese Gear Shifting Technology
Gear bikes are known to make your riding experience comfortable because they have smooth gear shifters.

Urban Terrain UT6000 Series is equipped with Japanese gear-shifting technology.
The Shimano derailleurs and shifters allow the riders to shift according to the requirements.

Dual Disk Brakes
Urban terrain is equipped with dual disc brakes, which ensure quick brakes in an emergency. These brakes have high-quality construction, which lasts long.

Top-notch construction
Urban Terrain UT6000 Series is known for its high-strength construction.
It is made to ensure a reliable riding experience on rough and tough terrains.

It has a resilient steel construction combined with double-walled alloy rims, which are extremely lightweight.

Moreover, it is equipped with 29-inch fat tires, which have a remarkable grip on all types of terrains.

Pros

  • Equipped with a well-cushioned adjustable saddle
  • Offers safe and reliable ride
  • Equipped with an exclusive UT outdoor technology for ride tracking
  • Equipped with a Japanese gear shifting technology

Cons

  • N/A

4. MAKE Fat Mountain Gear Cycle

(Best Full Suspension Mountain Bike in India)

If you are looking for a power-packed fat tire bike, the MAKE Fat mountain sports bike is a must-buy. Bike riding is enjoyable and smooth in hills and off-road areas when you have a reliable gear bike. 

MAKE fat mountain bicycle is one of a kind at a very reasonable price. You can also buy this stylish bike to burn calories and stay fit. The bike is sturdy with a contemporary design and is suitable for young adults and ladies as well.

Specifications

  • Brake Type: Disc
  • Frame Material: Aluminium
  • Frame Size: 19.5 Inches
  • Suspension: Front (Fork Type)
  • Rider’s Height: “5.4” to “6.2” feet
  • Wheel Size: 26 Inches
  • Handle Type: Mountain Bar
  • Speed Rating: 21
  • Weight: 15 Kg

Features

Dual Disc Brakes
This bicycle is packed with front and rear disc brakes to make your riding experience safe. It allows quick brakes in crowded places and in an emergency.

Sturdy Construction
MAKE Fat Mountain Sports Bike is made especially for rough and tough terrains and off-road riding.

So, it contains all the features one needs for serious ridings like a sturdy Carbon steel frame, iron handlebars, 26″ Folding carbon steel double suspension, large 4-inch tires with 26-inch alloy rims, and a comfy quick-release adjustable saddle.

Attractive design
MAKE Fat Mountain Sports Bike comes in multiple cool colors. It has an eye-catching design that attracts both teenagers and young adults. Moreover, it is a unisex bike, so it is suitable for ladies as well.

It has a great weight capacity and can accommodate up to 130 kgs of weight. In addition, the 21-speed gear makes it easier for you to shift gears effortlessly and enjoy a pleasant riding experience.

Pros

  • Dual suspension
  • Attractive design and sturdy construction
  • Great weight capacity
  • Best bike for city cycling as well as off-road commutes

Cons

  • N/A

5. Ninety One Viper Hybrid Gear Cycle

(Best Hybrid Cycle under 20000)

If you are looking for the best hybrid cycle under 20000, then Ninety One Viper Hybrid Gear Cycle is our favorite pick. The bike is packed with power, speed, and performance at a very petty price, along with exceptional construction and looks. 

It comes in vibrant colors with color-coordinated high-quality quick-release seats. Ninety One Viper Hybrid Gear Cycle is equipped with dual-disc brakes which ensure instant skid-free stoppage to avoid accidents.

Specifications

  • Brake Type: Disc
  • Frame Material: Carbon Steel
  • Frame Size: 18.5 Inches
  • Suspension: Front (Fork Type)
  • Rider’s Height: “5.4” to “6.3” feet
  • Wheel Size: 27.5 x 2.2 Inches
  • Speed Rating: 21
  • Warranty: 6 Months
  • Weight: 17.4 kg

Features

Sturdy Construction
NINETY-ONE Viper has a very sturdy construction with a high-tensile carbon steel frame, rust-free alloy rims, a height-adjustable saddle, and anti-skid pedals.

Easy Assembly
The bike comes semi-assembled, and the remaining parts are also very easy to fix. It comes with a tool kit so you can get the bike installed yourself.

Safe riding experience
NINETY-ONE Viper is a very reliable bike because it contains many features ensuring your safety. It has anti-skid pedals, a double-guard chain, and safe, environmentally-friendly paint, ensuring safety.

Moreover, it is equipped with quick-response dual-disc brakes, which ensure prompt stoppage whenever needed.

High-traction Tyres
The bicycle is equipped with high-traction tires and rust-free alloy anodized rims, which offer a superior grip to ordinary tires.

These tires offer a safe and smooth riding experience on all types of terrains.

Pros

  • Hi-traction tires and sturdier alloy rims for better traction
  • Easy to assemble the hybrid bike
  • Front and Back Reflectors
  • Robust and elegant construction

Cons

  • No online support.

6. TRIAD M1 Mountain Gear Cycle

TRIAD M1 26T 21 Speed Mountain Bicycle is a fully-fitted best 21 gear cycle under 20000, which comes fully assembled, so you won’t have to waste your time getting the parts fixed. 

The bike has a contemporary design and robust Alloy frame construction equipped with advanced technology. It is specially designed to ride on hard and tough trails and to accelerate effortlessly.

Specifications

  • Brake Type: Disc
  • Frame Material: Aluminium Alloy
  • Frame Size: 18 Inches
  • Suspension: Front (Fork Type)
  • Rider’s Height: “5.4” to “6.1” feet
  • Wheel Size: 26 Inches
  • Handle Type: Mountain Bar
  • Speed Rating: 21
  • Warranty: 2 Years on Frame and Fork

Features

Robust Frame
The bicycle is designed to make your off-road as well as city riding experience comfortable and smooth. It has a sturdy Alloy 6061 frame equipped with advanced technology, which is able to withstand harsh, rough, and tough trails.

Moreover, other parts of the bikes are also very sturdy, including the 680mm handlebars having comfortable, well-padded grips offering superior control and maneuverability.

Powerful gearing system
TRIAD M1 26T has a powerful and well-designed gearing system that enhances its performance.

It is equipped with a 21-speed Shimano drivetrain, Shimano tourney 7-speed rear, and 3-speed front gear. The gear shifters are very responsive and sturdy.

Powerful Braking system
The bicycle is very safe and reliable. It consists of front and rear mechanical disc brakes, which ensure instant skid-free stoppage to avoid accidents.

Pros

  • Equipped with a high-strength braking system
  • Robust construction and cool design
  •  Comes completely assembled
  • 2 Years Warranty

Cons

  • No Color variant

7. Firefox Unisex Bad Attitude Mountain Gear Cycle

Firefox Bad Attitude 10-29T Mountain Cycle is another great choice among a lot of mountain cycles.

The cycle is extremely affordable, with all the features that are required in a reasonable gear bike.

Bad attitude 10-29T is suitable for both men and women and comes in stunning looks and striking colors. 

It has a robust frame made up of steel, high-strength alloy rims, a Dual-disc powerful braking system, and a comfy height-adjustable saddle. In addition, it comes with the first free service offered by the company, which makes it a considerable choice.

Specifications

  • Brake Type: Disc
  • Frame Material: Aluminium
  • Frame Size: 18 Inches
  • Suspension: Front (Fork Type)
  • Rider’s Height: “5.4” to “5.8” feet
  • Wheel Size: 29 Inches
  • Handle Type: Mountain Bar
  • Speed Rating: 21
  • Warranty: 6 Months

Features

Unisex Bicycle
Bad Attitude 10-29T is suitable for both men and women. It is equipped with a number of safety features making it a safe choice for all.

Teenagers and young adults can ride and enjoy a safe and reliable journey in this geared cycle.

Disc braking system
Firefox Bad Attitude 10-29T is equipped with a powerful disc braking system that ensures a safe journey by instantaneous skid-free stoppage.

First Free Service
Bad Attitude 10-29Tcomes with the first free service offered by the company, which means that you can get your cycle lubricated, tuned, or checked by the company free of cost.

Pros

  • Free of cost service for the first time
  • Powerful disc braking system
  • Suitable for all terrains
  • Suitable for both men and women

Cons

  • It does not have a mudguard
  • The cycle side stand is fragile.

8. Ninety-One Defeatr Pro Hybrid Bike

Ninety-One Defeatr Pro is another bang for a buck. The bicycle is a hybrid with all you really need in a reasonable cycle for all types of commutes. It is equipped with high-tensile carbon steel known for its durability.

 The frame comes with a lifetime warranty, so it is a very reliable choice for all types of commutes.

Whether you want to go for an off-road adventure or buy a bike for casual commutes, Ninety One Defeatr is none other than an exception.

Specifications

  • Brake Type: Disc
  • Frame Material: Steel
  • Frame Size: 17 Inches
  • Suspension: Front (Fork Type)
  • Rider’s Height: “5.7” to “6.6” feet
  • Wheel Size: 29 Inches
  • Handle Type: Rigid Handlebar
  • Speed Rating: 21
  • Warranty: 5 Years on Frame, 6 Months on Fork

Features

Sturdy Construction
Ninety-One Defetr Pro is made using world-class components. Its parts and construction are one of a kind.

The frame is constructed using Carbon Hi-Tensile steel which is known for its strength and durability. Moreover, the bike has a lifetime frame warranty, so you can buy the bike with full confidence.

Made By Cyclists
India’s top-notch brand constructs this cycle. It is made by a professional cyclist who understands the needs and pain points of the cyclist very well and has tried their level best to address their concerns through this model.

Striking looks
Ninety-One Defeatr Pro has stunning looks. The cycle comes in striking colors, so it attracts people of all ages. The design offer performance with contemporary looks.

Powerful Braking system
Ninety-One Defeatr Pro has dual disc brakes, which makes it easy to stop the cycle instantly while riding. The brakes are super responsive and prevent you from accidents.

Pros

  • Responsive braking system.
  • High-tensile carbon steel construction.
  • 5 Years warranty on frame.
  • Made keeping your needs in mind.

Cons

  •  It has micro-shift gears.
  • No Mudguard.

9. MAKE Road 700 C Bike Gear Cycle

If you are looking for a low-cost geared cycle, MAKE 700C 27T bicycle is another hit. However, this model is exclusively designed for road riding, and it performs faster than other types of bikes on roads. 

The advantage of this bike is its faster on-road speed on the same pedaling. It takes you to hover on smooth roads effortlessly, so it is a very good solution for your daily commutes at an exceptionally low price. 

Specifications

  • Brake Type: Disc
  • Frame Material: Aluminium
  • Frame Size: 19.5 Inches
  • Suspension: Rigid
  • Rider’s Height: “5.2” to “6” feet
  • Wheel Size: 28 Inches
  • Handle Type: Mountain Bar
  • Speed Rating: 14
  • Warranty: 6 Months

Features

Easy to assemble

The bike comes semi-assembled. However, putting the parts together is very easy, and you can easily get it assembled in a matter of a few minutes. Allen key and spanner come in the package, which helps in its assembling.

Suitable for teenagers and adult

This bike is a cool solution to your daily commutation problem. Travel to the market or rush to your college with this contemporary yet affordable bike effortlessly and enjoy a pleasant riding experience. It is suitable and safe for novice learners.

Pros

  • Easy to assemble
  • Affordable price
  • Best for novice cyclists
  • Specially designed for road biking

Cons

  • No suspension

10. Omobikes Manali G21 MTB

If you want a medium-profile off-road bike, Omobikes Manali G21 26T MTB is the best bet for a very nominal bike. The bike is suitable for all off-road and rough terrains. It is specially designed with large tires to assist your off-roading experience. 

The tires provide comfort as well as traction on rough roads. It is a perfect choice for those who have a limited budget and want a bike for non-paved riding.

Specifications

  • Brake Type: Disc
  • Frame Material: Steel
  • Frame Size: 18 Inches
  • Suspension: Rigid
  • Rider’s Height: “5.2” to “5.8” feet
  • Wheel Size: 26 Inches
  • Handle Type: Mountain Bar
  • Speed Rating: 21
  • Warranty: 2 Years Warranty on Frame

Features

Striking Design
Omobikes Manali G21 26T has a remarkable design with a matt black frame. The black finish adds to its beauty, and the efficient and contemporary design makes it the lightest bicycle among its competitors.

Powerful Braking system
Omobikes Manali G21 26T has a powerful dual braking system that ensures instant brakes. The brakes are super responsive and prevent you from accidents in non-paved places.

Other Features
Other features include a comfortable height-adjustable saddle which is suitable for adults, children as well as aged people. Moreover, it is equipped with a high-strength 60 mm suspension and Shimano gears for smooth riding on all terrains.

Pros

  • Striking design and color
  • Powerful braking system
  • Affordable bicycle for off-roading
  • Sturdy construction and parts

Cons

  • N/A

FAQs

Which is the best gear cycle under 20000?

Hercules Roadeo A75 Gear Cycle is the one you can read the full review by clicking here.

Which is the best road bicycle under 20000 in India?

Ninety One Viper Hybrid Gear Cycle to read the review about the cycle click here.

Bottom Line

Our favorite pick is Hercules Roadeo A75 2021 Model which can take you rolling effortlessly on the hard terrains as well as allow you to enjoy your routine ride effortlessly. However, you can also add Firefox Cyclone D-27.5T to your card if you want to go for a contemporary bike with numerous value-added features.

We believe that one of our best gear cycles under 20000 will definitely grab your attention and address your concerns appropriately so that you may be able to enjoy your everyday riding smoothly.

Do share this article with your friends and peers, and also let us know about your review in the comments section below. Cheers.